INSURANCE SINCE 1985
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  • Home Page
  • Auto
    • Auto - All States
    • Auto - Doordash Delivery Drivers
    • Auto - GrubHub Drivers
    • Auto - Uber & Lyft Drivers
    • Auto - Mexico >
      • Auto - Mexico - 1
      • Auto - Mexico - 2
    • Auto - Singapore
    • Auto - Sweden
    • Auto - Texas
    • Auto Quote Request
    • Auto - Commercial
    • Commercial Auto & Trucks
    • Classic Car Insurance
    • Defensive Driving Course
  • Home
    • Condo Insurance
    • Home & Renters
    • Homeowners - Alabama
    • Homeowners - Florida
    • Homeowners - Texas
    • Home, Renters, Condo & Investor Request
    • Mobile Home
    • Flood Insurance
  • Life
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Indiana
    • Illinois
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maryland
    • Massachusetts
    • Maine
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • New Hampshire
    • Nebraska
    • Nevada
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Oklahoma
    • Ohio
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming
  • Business
    • Apartment, Condo, Retail Insurance
    • Real Estate E&O Insurance
    • Bonds >
      • Commercial Bonds
      • Contract Bonds
      • Court Bonds
    • Businesses by Occupation
    • Business Owners Policy (BOP)
    • Commercial - Florida
    • Commercial - Texas
    • Cyber Liability
    • Dentist Liability Insurance
    • E & O for Insurance Agents
    • General Liability
    • HOA Insurance
    • Professional Liability
    • Commercial Quote - All States
    • Special Events Coverage
    • Workers Compensation
  • Group
    • Group Dental & Vision
    • Group Health - 2+ Employees
  • Health
    • Blue Cross - Texas
    • Cigna Global Health
    • Health - Guarantee Issue
    • Sidecar Health
    • National General
    • IHC Health
    • Lime Health - United KIngdom
    • Pivot Health
    • Telemedicine
    • Manhattan Life
    • Health Terminology
  • Other Types
    • Accident Coverage
    • Cancer Insurance
    • Dental >
      • DP Brokers
      • National General
      • Spirit Dental
    • Critical Illness
    • Disability Quote Request
    • Direct Vision
    • Jewelry Insurance
    • Morgan White Vision
    • Travel Insurance
  • Senior Market
    • Burial Insurance
    • Critical Illness
    • Senior Dental Plan
    • Final Expense Quotes
    • Final Expense - Burial Insurance
    • Medicare Supplements
    • Oscar Medicare Supplement
  • Resources
    • Alamo Car Rental
    • Defensive Driving
    • E-File Tax Services
    • Insurance Forms
    • Make Your Own Will
    • Meet the Team
    • News
    • Now Hiring!
    • Personal Capital
    • Preferred Vendors
    • Testimonials
    • Video
  • Contact Us
    • Schedule an Appointment
What is Business & Real Estate Errors and Omissions Insurance?

Business & Real Estate Errors and Omissions Insurance (E&O) is a line of coverage designed to protect businesses that specialize in all types of business and real estate related industries. It mostly covers business owners, employees, real estate agents and brokers, however it can be extended to cover landlords and a few other classifications. Just as any normal E&O policy will do, a Business or Real Estate E&O policy protects the insured against any mistakes due to negligence or breach of contract made while doing business. The coverages are tailored for this specific line of work. CLICK HERE FOR QUOTE

Why Purchase Business or Real Estate E&O?

A Business or Real Estate E&O policy can cover costs for legal defense as well as settlements for negligence and breach of contract. Hiring a lawyer or reaching a settlement out of court can cost a business a lot of money. Many small agencies do not have the ability to pay for these costs on their own. Even proving non-negligence in court can have huge costs. For example, a home inspector is hired to check a house before a couple purchases it. This inspector informs the couple about minor structural damage that should be taken care of, but it does not need to be fixed right away. A week later, that portion of the house collapses. The couple sues the home inspector for negligence. Without a E&O policy the inspector would have to pay to settle or to hire a lawyer, which could potentially ruin his business. But with the right coverage the risk of negligence can be protected. CLICK HERE FOR QUOTES


Business & Real Estate Claims Example

Claims Example: Home Buying Misrepresentation

As part of her representation services, Susan prepared a mock closing statement for her realty client. This statement was meant as a guide for her clients to use to calculate the amount of cash needed to purchase a property in their price range. The statement contained errors, causing the buyer to save less than needed to close on the home. As a result, the sale did not go through at closing due to lack of funds. The buyer sued for misrepresentation. CLICK HERE FOR QUOTES

Our Approach

Our Errors and Omissions insurance available through A++ rated, A.M. Best, admitted and non-admitted markets throughout all 50 U.S. states.

Coverage May Include

Protection against financial losses from lawsuits filed due to error, omission, or negligence in regard to your duties as a real estate agent(s). CLICK HERE FOR QUOTES
  • Environmental Pollutants coverage
  • Full Prior Acts coverage available
  • Defense outside the limit
  • Duty to defend
  • Internet coverage provided
  • Optional Package policy with errors & omissions, general liability and business personal property coverage. General liability includes coverage for bodily injury arising out of professional services

Apply Now

Industries we cover:
  • Accountants/Bookkeepers/Tax Preparers
  • Appraisers
  • Claims Adjusters
  • Collection Agencies
  • Consultants
  • Home Inspectors
  • Mortgage Brokers/Bankers
  • Property Managers
  • Real Estate Classes
  • Staffing Agencies
  • Third-Party Administrators
  • Title Agents
  • Travel Agents/Tour Operators
To get a Quote -  fill out our form.

Send submissions to robertjussell.com@gmail.com

Submission Requirements:
  • Application
  • Loss runs, if available
  • Resumes of key personnel
  • Sample customer contract
  • Copy of current declarations page

Available Markets

  • United States Liability Insurance Group
  • Admiral Insurance Group
  • Apogee Insurance Company
  • Catlin Underwriting Ambition
  • Market
  • Business Risk Partners
  • Hiscox
  • Ace Insurance
  • Stateside Insurance Agency
  • HCC Specialty
  • CNA​
A Robert J Russell Companies Website