INSURANCE SINCE 1985
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  • Home Page
  • Auto
    • Auto - All States
    • Auto - Doordash Delivery Drivers
    • Auto - GrubHub Drivers
    • Auto - Uber & Lyft Drivers
    • Auto - Mexico >
      • Auto - Mexico - 1
      • Auto - Mexico - 2
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    • Auto - Sweden
    • Auto - Texas
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    • E & O for Insurance Agents
    • General Liability
    • HOA Insurance
    • Professional Liability
    • Commercial Quote - All States
    • Special Events Coverage
    • Workers Compensation
  • Group
    • Group Dental & Vision
    • Group Health - 2+ Employees
  • Health
    • Blue Cross - Texas
    • Cigna Global Health
    • Health - Guarantee Issue
    • Sidecar Health
    • National General
    • IHC Health
    • Lime Health - United KIngdom
    • Pivot Health
    • Telemedicine
    • Manhattan Life
    • Health Terminology
  • Other Types
    • Accident Coverage
    • Cancer Insurance
    • Dental >
      • DP Brokers
      • National General
      • Spirit Dental
    • Critical Illness
    • Disability Quote Request
    • Direct Vision
    • Jewelry Insurance
    • Morgan White Vision
    • Travel Insurance
  • Senior Market
    • Burial Insurance
    • Critical Illness
    • Senior Dental Plan
    • Final Expense Quotes
    • Final Expense - Burial Insurance
    • Medicare Supplements
    • Oscar Medicare Supplement
  • Resources
    • Alamo Car Rental
    • Defensive Driving
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    • News
    • Now Hiring!
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  • Contact Us
    • Schedule an Appointment

What types of Business do you have? (SIC code)


  • Abrasive Wheel Mfg. (50010)
  • Abrasives or Abrasive Products Mfg. (50017)
  • Abrasives or Abrasive Products Mfg. - artificial (50015)
  • Abstracting and Indexing Service (42793)
  • Accountants (61223)
  • Accounting Firms Employment Practices Liability (99999)
  • Accounting Service (42793)
  • Acupuncturist (18570)
  • Acupuncturis Professional (76196)
  • Additional Insured (49950)
  • Adhesive Mfg. (50045)
  • Adhesive Tape Mfg. (50047)
  • Adjuster/Independent Claims Adjuster (42792)
  • Administrative Support Service (42793)
  • Adult Day Care Not-For-Profit only (40005)
  • Adult Day Care Other than Not-For-Profit (40006)
  • Advertising Agency (47367)
  • Advertising Agency/Advertising Specialty Items Sales (42791)
  • Advertising Firm Cyber Liability (99999)
  • Advertising Firms Employment Practices Liability (99999)
  • Advertising Sign Companies outdoor (90089)
  • Air Conditioning Equipment dealers or distributors only (10010)
  • Air Conditioning Equipment Mfg. (51116)
  • Air Conditioning Systems or Equipment dealers or distributors and installation, servicing or repair (91111)
  • Air/Heat Contractor Cyber Liability (99999)
  • Aircraft Hangars without Repair (0940)
  • Airport (Local/Regional) Employment Practices Liability (99999)
  • Alarms & Alarm Systems installation, servicing or repair (91127)
  • Alarms security systems monitoring (91130)
  • Alcohol Distributor (Beer/Wine/Spirits) Cyber Liability (99999)
  • Allergy Specialist (99999) Alternative Rock Concert (39029)
  • Amateur Sporting Events (39001)
  • Ambulance Service, First Aid or Rescue Squads Other than Not-For-Profit (40031)
  • Ambulance Service - Private - Employment Practices Liability (99999)
  • Ambulance - Non-Emergency Transportation (40030)
  • Ambulatory Service Center (68500)
  • Amusement Centers (10015)
  • Amusement Device - Inflatable (40043)
  • Amusement Devices (40040)
  • Amusement Devices carnivals or fairs Other than Not-For-Profit (40041)
  • Analytical Chemists (91135) Anesthesiologist (76197)
  • Animals saddle for rent (40046)
  • Animators (43215)
  • Anniversary Party (39083)
  • Anniversary Receptions (39002)
  • Answering Service (61224)
  • Answering Service (42793)
  • Antique Gallery Shop (42792)
  • Antique Show (39003)
  • Antique Stores (10026)
  • Apartment Buildings (60010)
  • Apartment Buildings garden (60011)
  • Apartment Buildings or Hotels time - sharing 4 stories or more (60013)
  • Apartment Buildings or Hotels time - sharing less than 4 stories (60012)
  • Apartment Hotels less than 4 stories (60015)
  • Apartments with Mercantile Occupancies - 11-30 Units (0322)
  • Apartments with Mercantile Occupancies - Up to 10 Units (0321)
  • Apartments without Mercantile Occupancies - 11-30 Units (0312)
  • Apartments without Mercantile Occupancies - Over 30 Units (0313)
  • Apartments without Mercantile Occupancies - Up to 10 Units (0311)
  • Appliance Distributors household type (10040)
  • Appliance Stores household type (10042)
  • Appliances & Accessories installation, servicing or repair commercial (91150)
  • Appliances & Accessories installation, servicing or repair household (91155)
  • Appliances & Accessories Mfg. household not gas (51224)
  • Appliances & Accessories Mfg. commercial not gas (51221)
  • Appraisal Service (non real-estate) (42793)
  • Arcade - Video (10015)
  • Archery Ranges other than indoor (10054)
  • Archery Tournament (39004)
  • Architect Cyber Liability (99999)
  • Architect Employment Practices Liability (99999)
  • Armored Car Service Companies (91160)
  • Army and Navy Stores (10060)
  • Art Auction (39005) Art Exhibit/Show (39042)
  • Art Galleries Not-For-Profit only (10066)
  • Art Galleries Other than Not-For-Profit (10065)
  • Art Instruction (47474)
  • Artisan Contractor Cyber Liability (99999)
  • Arts and Crafts and Artwork Distributors (12362)
  • Arts and Culture Instructional (47474)
  • Asphalt Works (51241)
  • Association Management Service (42793)
  • Assistance Center Directors & Officers (99999)
  • Assisted Living (other than nursing homes) Employment Practices Liability (99999)
  • At-Risk Youth Facility Directors & Officers (99999)
  • Athletic Games Sponsored by the Insured Not-For-Profit only (40061)
  • Athletic Games Sponsored by the Insured Other than Not-For-Profit (40059)
  • Athletic Instruction (47474)
  • Athletic Programs amateur Not-For-Profit only (40067)
  • Athletic Programs amateur Other than Not-For-Profit (40066)
  • Auctioneers livestock sales conducted away from the insured’s premises (91175)
  • Auctioneers sales conducted away from the insured’s premises (91177)
  • Auctions (39005) Auctions on premises owned or rented by the insured (91179)
  • Audit Service (Non-Financial) (42793)
  • Auto Dealership Employment Practices Liability (99999)
  • Auto Parking Garages, Car Washes (0931)
  • Auto Repair Cyber Liability (99999)
  • Auto Repair/Garages Employment Practices Liability (99999)
  • Automobile Dismantling (91190)
  • Automobile Parts & Supplies Distributors (10070)
  • Automobile Parts & Supplies Stores (10071)
  • Automobile Quick Lubrication Services (10072)
  • Automobile Renting or Leasing Companies (60035)
  • Automobile Rustproofing (10073)
  • Automobile Shows (39006)
  • Automobile, Bus or Truck Parts Mfg. not operating parts (51252)
  • Awards Presentations (39007) 
  • Baby Food Mfg. (51305)
  • Baby Food Mfg. - in glass containers (51300)
  • Baby Shower (39083)
  • Background Check Services (91636)
  • Background Checking/Screening Service (42792)
  • Bail Bonds office (91636)
  • Bake/Cook-Off (39042)
  • Bake/Food Sale (39014)
  • Bakeries (10100)
  • Bakery (42791)
  • Bakery Plants (51315)
  • Baking on Premises, Delivery to Outlets (2200)
  • Balloon Artists (43215)
  • Band Competitions/ Drill Teams (39008)
  • Bands or Musicians (43215)
  • Bank - US Owned - Employment Practices Liability (99999)
  • Banks and Offices other than Governmental (10702)
  • Banquet (39083)
  • Baptism (39073)
  • Bar/Bat Mitzvah (39083)
  • Bar/Tavern Cyber Liability (99999)
  • Barber (10113)
  • Barber or Beauty Shop Supplies Distributors (10111)
  • Barber Shops (10113)
  • Barber Supplies (11234)
  • Bariatrics (99999)
  • Bartending Training (47474)
  • Baseball Diamonds and Sports Courts (basketball, racquetball, tennis, etc.)
  • Condo/Homeowner Program (46674)
  • Baseball Programs (39010)
  • Baseball Tournaments (39011)
  • Basketball Camps (39012)
  • Basketball Exhibitions (39013)
  • Basketball Tournaments (39013)
  • Batting Cage (10015)
  • Battle of the Bands Competition (39029)
  • ​Bazaars (39014)
  • Bazaars operated by the insured Other than Not-For-Profit (10130)
  • Beach Chairs & Umbrellas rented to others (10133)
  • Beaches - Condo/Homeowner Program (40073)
  • Beaches bathing not commercially operated (40072)
  • Bearing Mfg. (51340)
  • Beautician (10115)
  • Beautician Instruction (47474)
  • Beauty/Barber/Nail Shops Cyber Liability (99999)
  • Beauty Pageants (39015)
  • Beauty Parlors & Hair Styling Salons (10115)
  • Beauty Supplies (11234)
  • Bed and Breakfast (45210)
  • Bed Linen Products Distributor (12362)
  • Beef & Beer Event (39046)
  • Beer, Ale or Malt Liquor Mfg. in bottles (51350)
  • Beer, Ale or Malt Liquor Mfg. in cans (51351)
  • Beer, Ale or Malt Liquor Mfg. not bottled or canned (51352)
  • Beer Garden/Tent (39046)
  • Beer Tasting (39046)
  • Beverage Bottler soft drinks carbonated in cans or plastic bottles (51355)
  • Beverage Bottler soft drinks carbonated in glass bottles (51356)
  • Beverage Bottler soft drinks not carbonated in bottles or cans (51359)
  • Beverage Bottlers Excluding Alcoholic Beverages (2350)
  • Beverage Distributors alcoholic other than beer (10140)
  • Beverage Distributors non-alcoholic & beer (10141)
  • Beverage Stores liquor & wine (10145)
  • Beverage Stores soft drinks & beer (10146)
  • Bicycle Mfg. not motorized (51370)
  • Bicycle Stores sales & servicing (10150)
  • Bicycles rented to others (10151)
  • Bike Race (39016)
  • Bikethons (39016)
  • Bill Payment Service (61223)
  • Billiard or Pool Halls (10160)
  • Billiard or Pool Table Mfg. (51380)
  • Billing Service (42793)
  • Bingo Callers (43215)
  • Bingo Games (39018)
  • Bingo Games in public halls or theaters commercially operated (40075)
  • Birthday Party (39083)
  • Blacksmithing (91200)
  • Block Party (with Street Closure) (39019)
  • Bluegrass Concert (39029)
  • BMX (non-motorized)/Skateboarding Event (39001)
  • Boarding and Lodging Houses, Rooming Houses, Fraternities and Sororities, Dormitories - 11-30 Units (0075)
  • Boarding and Lodging Houses, Rooming Houses, Fraternities and Sororities, Dormitories - Up to 10 Units (0074) Boarding or Rooming Houses (61000)
  • Boat Dealers (10101)
  • Boat Dock/ Slips - Condo/Homeowner Program (10104)
  • Boat Dock/Slips with Dwelling (10103)
  • Boat Ramps - Condo/Homeowner Program (10106)
  • Boat Repair & Servicing (91235)
  • Boat Shows (no water exposure) (39020)
  • Boat Show - on Land (39020)
  • Boat Storage & Moorage (10105)
  • Boat Yards or Marinas public (10107)
  • Boats canoes or rowboats for rent not equipped with motors (10110)
  • Boats motor or sail not for rent (40115)
  • Boats motor or sail rented to others (10117)
  • Boats rented to others (10119)
  • Bocce Ball Tournament/Event (39001)
  • Body Building (39021)
  • Body Building Competition (39021)
  • Body Building Exhibitions/Tournaments (39021)
  • Bolt, Nut, Rivet, Screw or Washer Mfg. (51500)
  • Book Distributors (12362)
  • Book Fair (39042)
  • Book/Magazine Distributor (15607)
  • Bookbinding Other than Not-For-Profit (51516)
  • Bookkeeper (61223)
  • Bookkeeping Service (42793)
  • Books & Magazines Stores Other than Not-For-Profit (10204)
  • Book Signings (39042)
  • Booths (39022)
  • Bottle and Jar Mfg. - glass - for use under pressure - not returnable (51551)
  • Bottle and Jar Mfg. - glass - for use under pressure - returnable (51552)
  • Bottle and Jar Mfg. - glass - not for use under pressure (51550)
  • Bottle and Jar Mfg. - plastic - non returnable (51553)
  • Bottle & Jar Mfg. - plastic - returnable (51554)
  • Bounty Hunter (91636)
  • Bowling Alleys without Cooking (0841)
  • Bowling Lanes (10220)
  • Bowling Lanes Cyber Liability (99999)
  • Bowling Lanes Employment Practices Liability (99999)
  • Bowling Tournaments (39023)
  • Boxes or Containers Mfg. corrugated or fiberboard (51575)
  • Boxes or Containers Mfg. wood (51576)
  • Boxing Events (39024)
  • Boy or Girl Scout Councils (41001)
  • Boys’ and Girls’ Camps (0845)
  • Brewery/Distillery Cyber Liability (99999)
  • Bridal Show/Fair (39042)
  • Bridal Shower (39083)
  • Brick Mfg. (51600)
  • Broker of goods (61223)
  • Brush or Broom Mfg. (51613)
  • Builders’ Risk (1150)
  • Building Material Dealers other than secondhand material (10255)
  • Building Material Dealers secondhand material (10256)
  • Building Material Distributors (10257)
  • Building Supply Yards, Including Retail Lumberyards, Coal and Coke Yards (1650)
  • ​Buildings or Premises bank and other financial institutions (61223)
  • Buildings or Premises bank, office, mercantile, mfg. (lessor’s risk only) maintained by insured Not-For-Profit only (61218)
  • Buildings or Premises bank, office, mercantile, mfg. (lessor’s risk only) maintained by insured Other than Not-For-Profit (61217)
  • Buildings or Premises bank, office, mercantile, mfg. (lessor’s risk only) Not-For-Profit only (61216)
  • Buildings or Premises bank, office, mercantile, mfg. (lessor’s risk only) Other than Not-For-Profit (61212)
  • Buildings or Premises office Not-For-Profit only (61227)
  • Buildings or Premises office Other than Not-For-Profit (61226)
  • Buildings or Premises office premises occupied by employees of the insured Not-For-Profit only (61225)
  • Buildings or Premises office premises occupied by employees of the insured Other than Not-For-Profit (61224) Bus Stations or Terminals (41210)
  • Business Training (47474)
  • Buskers - Street Performers (43215)
  • Buttons or Fasteners Mfg. (51666)
  • Cable Installation in Conduits or Subways (91302)
  • Cable or Subscription Television Companies (91315)
  • Calligraphy (61224) Camera/Photography Sales or Repair (42792)
  • Camper Bodies or Camper Trailer Mfg. (51702)
  • Camper or Travel Trailer Sales Agencies (10315)
  • Campers Mfg. - Self powered (51703)
  • Campgrounds Not-For-Profit only (10332)
  • Campgrounds Other than Not-For-Profit (10331)
  • Camp Cyber Liability (99999)
  • Camps Employment Practices Liability (99999)
  • Camps For-Profit (41421)
  • Camps Not-For-Profit (41422)
  • Can Mfg. - metal (51734)
  • Candle Mfg. (51741)
  • Candles & Aromatherapy Distributors (12362)
  • Candy or Confectionery Products Mfg. (51752)
  • Candy or Confectionery Stores (10352)
  • Canned Food Distributors (12361)
  • Carbon Paper or Inked Ribbon Mfg. (51767)
  • Car Detailer (42792)
  • Car Show (39006)
  • Car Wash - School or Church Sponsored (39069)
  • Car Wash Cyber Liability (99999)
  • Car Washes Employment Practices Liability (99999)
  • Car Washes other than self-service (10367)
  • Car Washes - Self Service (10368)
  • Cardiologist (99999)
  • Caregivers (Non-Medical) - Not-for-Profit Incidental (44501)
  • Caricaturist - Cartoon Artists (43215)
  • Carnivals outside (sponsor’s risk only) Other than Not-For-Profit (10378)
  • Carpentry (91342)
  • Carpentry construction of residential property not exceeding 3 stories in height (91340)
  • Carpentry interior (91341) 
  • Carpentry shop only (91343)
  • Carpet or Rug Mfg. (51777)
  • Carpet, Rug or Upholstery Cleaning shop only (11007)
  • Carpet, Rug, Furniture or Upholstery Cleaning on customers’ premises (91405)
  • Carriage Tours (42001)
  • Casino Night (39069)
  • Cat Show (39039)
  • Catalog or Location Premium Coupon Redemption Stores (11020)
  • Caterer Cyber Liability (99999)
  • Caterers (11039)
  • Catering Service - No Banquet Halls & Facilities - Employment Practices Liability (99999)
  • Catering Truck (11038)
  • Catering Truck (based on gross sales) (11037)
  • Caulking Compounds, Putty or Similar Products Mfg. (51790)
  • Ceiling or Wall Installation metal (91436)
  • Cell Phone/Pager Sales (42792)
  • Cement or Plaster Mfg. bulk (51809)
  • Cement, Concrete Mix or Plaster Mfg. packaged (51808)
  • Cemeteries Not-For-Profit only (41604)
  • Cemeteries Other than Not-For-Profit (41603)
  • Cemetery Directors & Officers (99999)
  • Cemetery Cyber Liability (99999)
  • Cemetery/Funeral Home Employment Practices Liability (99999)
  • Ceramics (42792)
  • Chamber of Commerce Directors & Officers (99999)
  • Chairs rented to others (11052)
  • Charity Auctions (39005)
  • Charity Group Directors & Officers (99999)
  • Charm/Modeling (47474)
  • Check Cashing Office (61223)
  • Cheerleading Competiton/Show (39001)
  • Chemical Mfg. commercial or industrial (51850)
  • Chemical Mfg. household (51855)
  • Child Sport Camps (41422)
  • Children’s Playcenter indoor (11120)
  • Chimney Cleaning (91481)
  • China, Porcelain or Earthenware Mfg. (51869)
  • Chiropractor (76198)
  • Choral Competitions (39025)
  • Christmas Light Show (39035)
  • Christmas Mall Santa (10023)
  • Christmas Party (39083)
  • Christmas Tree Lot - already cut trees (10022)
  • Christmas Tree Lot- cut your own (10021)
  • Church Employment Practices Liability (99999)
  • Churches and Synagogues (0900)
  • Churches or Other Houses of Worship (41650)
  • Claims Adjuster Cyber Liability (99999)
  • Class Reunion (39083)
  • Clay Products Mfg. (51877)
  • Cleaning or Washing By Pressure Apparatus (99951)
  • Cleaning or Washing by Pressure Apparatus (90511)
  • Cleaning outside surfaces of buildings (91523)
  • Climbing Tunnels & Nets and Active Play Centers (10015)
  • Clinics (MP-GL) (76200)
  • Clock Mfg. (51889)
  • Clock or Watch Repair (42792)
  • Clothing Mfg. (51896)
  • Clothing or Wearing Apparel Distributors (11126)
  • Clothing or Wearing Apparel Stores Not-For-Profit only (11128)
  • Clothing or Wearing Apparel Stores Other than Not-For-Profit (11127)
  • Clowns (43215)
  • Club House (Including exercise room) - Condo/Homeowner Program (41660)
  • Club - Athletic Sports (39027)
  • Clubs civic, service or social buildings or premises owned or leased Not-For-Profit only (41668)
  • Clubs civic, service or social buildings or premises owned or leased Other than Not-For-Profit (41667)
  • Clubs civic, service or social no buildings or premises owned or leased Not-For-Profit only (41670)
  • Clubs civic, service or social no buildings or premises owned or leased Other than Not-For-Profit (41669)
  • Clubs country or golf (11138)
  • Clubs racket sports & handball (41665)
  • Clubs swimming (41666)
  • Clubs Swimming - per member (41661)
  • Clubs, Not Otherwise Classified, including Fraternal and Union Halls (0757)
  • Coaching Service Professional (42793)
  • Cocktail Party (39083)
  • Coffins or Caskets Mfg. (51900)
  • Cold Storage Warehouses (1230)
  • Collectibles & Memorabilia Stores (11155)
  • Collection Agencies (47367)
  • Comedians (43215)
  • Comedy Show (39029)
  • Comedy Standoff (39029)
  • Comic Convention (39033)
  • Communication Equipment Installation industrial or commercial (91551)
  • Communication or Recording Systems or Equipment Mfg. industrial or commercial (51926)
  • Communication or Recording Systems or Equipment Mfg. other than industrial or commercial (51927)
  • Community/Civic Center Directors & Officers (99999)
  • Community Recreational Facilities not operated by governmental agency (41678)
  • Composition Goods Mfg. - not floor coverings (51934)
  • Computer Consulting or Programming (41675)
  • Computer Data Processing - operations (43151)
  • Computer Data Processing - time sharing (43152)
  • Computer Mfg. (51941)
  • Computer Repair Professional (42791)
  • Computer Sales Professional (42792)
  • Computer Service Bureau (42792)
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  • Concierge Services (91556)
  • Concrete Construction (91560)
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  • Concrete or Plaster Products Mfg. not structural (51957)
  • Concrete Products Mfg. prestressed (51958)
  • Condominium/Homeowners Association Cyber Liability (99999)
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  • Condominiums commercial bank or mercantile, manufacturing or office (association risk only) (62000)
  • Condominiums commercial shopping centers (association risk only) (62001)
  • Condominiums commercial warehouses manufacturing or private (association risk only) (62002)
  • Condominiums - residential (association risk only) (62003)
  • Condominiums - residential (Unit owner risk only) annual rental (62004)
  • Condominiums - residential (Unit owner risk only) seasonal rental (62005)
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  • Consignment Shop - Clothing - Used Items Owned by Others - Other than Not-For-Profit (11131)
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  • Contractor - Artisan Contractor - Employment Practices Liability (99999)
  • Contractors Equipment cranes, derricks, power shovels and equipment incidental thereto rented to others with operators (11201)
  • Contractors Equipment cranes, derricks, power shovels and equipment incidental thereto rented to others without operators (11202)
  • Contractors Equipment earth moving equipment other than cranes, derricks & power shovels rented to others with operators (11205)
  • Contractors Equipment earth moving equipment other than cranes, derricks & power shovels rented to others without operators (11206)
  • Contractors Equipment excluding automobiles rented to others with operators (11207)
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  • Contractors Executive Supervisors or Executive Superintendents (91580)
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  • Contractors subcontracted work - building construction, repair of apartment, offices buildings over 4 stories (91582) 
  • Contractors subcontracted work - building construction, repair of one or two family dwellings (91583)
  • Contractors subcontracted work - construction, repair - not buildings (91581)
  • Contractors subcontracted work - construction, repair of buildings (91585)
  • Contractors subcontracted work - construction, repair of buildings for industrial use (91584)
  • Contractors subcontracted work other than construction - related work (91591)
  • Contractors - uninsured subcontractor work (91578) Convenience Store Cyber Liability (99999)
  • Convenience Stores (13673)
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  • Convention Center Directors & Officers (99999)
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  • Conventions (sponsor’s risk only) Other than Not-For-Profit (41672)
  • Convents, Monasteries and Rectories, Orphan Homes, Nurses’ Homes, Sisters’ Homes - 11-30 Units (0078)
  • Convents, Monasteries and Rectories, Orphan Homes, Nurses’ Homes, Sisters’ Homes - Over 30 Units (0079)
  • Convents, Monasteries and Rectories, Orphan Homes, Nurses’ Homes, Sisters’ Homes - Up to 10 Units (0077)
  • Cooking Class (39040)
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  • Counseling (44502)
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  • Craft/Hobby Instruction (47474) Credit Operations Employment Practices Liability (99999)
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  • Cutlery (not powered) and Flatware Mfg. (51999)
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  • Dance Halls, Ballrooms and Discotheques (846)
  • Dance Halls, Ballrooms or Discotheques Not-For-Profit only (11274)
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  • Database Management (61224)
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  • Day Care In Home (41714) Day Spa Cyber Liability (99999)
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  • Drums or Containers Mfg. metal (52401)
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  • Dwellings 1-family w/Swimming Pool (lessor’s risk only) (63010) (0196)
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  • Dwellings 2-family w/Swimming Pool (lessor’s risk only) (63011) (0197)
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  • ;Dwellings 4-family (lessor’s risk only) (63013) (0198)
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  • Engraving (52660)
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  • Excavation (94007) Excess (73430)
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  • Fire Extinguishers Mfg. (53147)
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  • Fire Suppression Systems - installation, servicing or repair (94381)
  • Fireworks - Sponsors (39047)
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  • Fitness Center Cyber Liability (99999)
  • Fitness Centers Employment Practices Liability (99999)
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  • Floor Covering Distributors (12797)
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  • Floor Covering Mfg. not carpets, rugs, ceramic or stone tiles (53333)
  • Floor Covering Stores (12805)
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  • Food Supplements/Vitamins (42791)
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  • Fruit, Nut or Vegetable Dealers (13111)
  • Fruit, Nut or Vegetable harvesting contractors (43840)
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  • Fumigating (43860) Fund Raising Service (42793)
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  • Fur Garment Mfg. (53631)
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  • Furniture Mfg. or Assembling other than wood (53732)
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  • Furniture or Fixtures installation in offices or stores portable metal or wood (95124)
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  • Furniture Stores Not-For-Profit only (13352)
  • Furniture Stores Other than Not-For-Profit (13351) 
  • Galas (39014) Galvanizing or Tinning (53803)
  • Gambling Casinos - Without Restaurants (0952)
  • Gambling casinos (43990)
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  • Gardening & Light Farming Supply Dealers (15063)
  • Garment Maker Cyber Liability (99999)
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  • Gasoline Stations full service (13453)
  • Gasoline Stations self & full service combined (13455)
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  • Gift Basket & Gift Basket Supplies Distributors (12362)
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  • Golf, Tennis and Similar Sport Facilities without Cooking (0756)
  • Golf mobiles loaned or rented to others (44072)
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  • Health Care Facilities clinics, dispensaries or infirmaries treating outpatients only no regular bed and board facilities Not-For-Profit only (44440)
  • Health Care Facilities clinics, dispensaries or infirmaries treating outpatients only no regular bed and board facilities Other than Not-For-Profit (44439)
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  • Heating or Combined Heating & Air Conditioning Systems or Equipment dealers or distributors & installation, servicing or repair no liquefied petroleum gas (LPG) equipment sales or work (95647)
  • Heating Equipment Mfg. - coal or wood (55010) Heating Equipment Mfg. - electric (55011)
  • Heating Equipment Mfg. - fuel oil or kerosene (55012)
  • Heating Equipment Mfg. - gas or liquefied petroleum gas (55013)
  • Heating or Combined Heating and Air Conditioning Equipment - Dealers or distributors only (13930)
  • Hematologist (76205)
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  • Holiday Characters (43215)
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  • Honey Extracting (55371)
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  • Hotels & Motels with pools or beaches 4 stories or more (45191)
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  • House Furnishings Installation (96053)
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  • Ice Cream Stores (14401)
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  • mmunologist (99999)
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  • Insurance Agents E & O (73444)
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  • Insurance Agencies Cyber Liability (99999)
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  • Janitorial Cyber Liability (99999)
  • Janitorial Services (96816)
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  • Janitorial Supplies dealers or distributors (14527)
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  • Kiddie Rides - Coin Operated (40043)
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  • Lakes or Reservoirs existence hazard only Not-For-Profit only (45524)
  • Lakes or Reservoirs existence hazard only Other than Not-For-Profit (45523)
  • Lamp Shade Mfg. (56040)
  • Lamps or Lanterns Mfg. electric (56041)
  • Lamps or Lanterns Mfg. other than electric (56042)
  • Land occupied by persons other than the insured for business purposes (lessor’s risk only) (45539)
  • Landscape Gardening (97047)
  • Landscaper Cyber Liability (99999)
  • Landscaper Employment Practices Liability (99999)
  • Language Training (47474)
  • Laser Tag (10015)
  • Laundries & Dry Cleaners self-service (14731)
  • Laundries & Dry Cleaning Plants (45678)
  • Laundries, other than self-service (0912)
  • Laundry & Dry Cleaning or Dyeing Receiving Stations (14732)
  • Laundry & Dry Cleaning Stores (14733)
  • Laundry Rental Service (14734)
  • Law Firm - Other than Entertainment Law (<50 employees) - Employment Practices Liability (99999)
  • Lawn Care Services (97050)
  • Lawyers Offices Not-For-Profit only (66123)
  • Lawyers Offices Other than Not-For-Profit (66122)
  • Leather and Leather Products (3409)
  • Leather Goods Mfg. (56202)
  • Lectures (39061)
  • Libraries (66309)
  • Library Directors & Officers (99999)
  • Light Bulb or Tubes Mfg. (56390)
  • Light Hazard Products Mfg.-Scottsdale (3500)
  • Light Hazard Service Occupancies (921)
  • Lighting Fixtures Mfg. (56391)
  • Lime Mfg. (56427)
  • Lingerie Home Based Sales (42792)
  • Liquor Liability Bartending Services (58165)
  • Liquor Liability Bowling Alley (58166)
  • Liquor Liability Breweries (50911)
  • Liquor Liability Caterer (58165)
  • Liquor Liability Convenience Stores (59213)
  • Liquor Liability Hotels/Motels (58164)
  • Liquor Liability Package Stores (59211)
  • Liquor Liability Private Clubs (58163)
  • Liquor Liability Restaurants (58161)
  • Liquor Liability Social Clubs (58163)
  • Liquor Liability Special Events (58168)
  • Liquor Liability Special Event Host Liquor Liquor Liability Taverns (58162)
  • Liquor Liability Wholesaler, Distributor, or Manufacturer (50911)
  • Liquor Mfg. (56488)
  • Liquor Store Cyber Liability (99999) 
  • Literary Agent (61224) Lithographing (58408)
  • Livestock Sales Companies (45771)
  • Living Statue (43215)
  • Loan Origination Office (61223)
  • Loan Origination Service (42793)
  • Locksmiths (14913)
  • Logging & Lumbering (97111)
  • Lubricants Mfg. grease (56567)
  • Lumberyards (45819)
  • Luggage Distributors (12362)
  • Luggage Good Stores (18437)
  • Luncheon (39083)
  • Machine Shops (97220) Machinery or Equipment Dealers (15062)
  • Machinery or Equipment Dealers construction or industrial mobile type (15060)
  • Machinery or Equipment Dealers farm type (15061)
  • Machinery or Equipment Dealers yard or garden type (15063)
  • Machinery or Equipment farm installation, servicing, repair or erection (97221)
  • Machinery or Equipment industrial installation, servicing or repair (97222)
  • Machinery or Equipment installation, servicing or repair - boat dock PG (97224)
  • Machinery or Equipment installation, servicing or repair (97223)
  • Machinery or Machinery Parts Mfg. (56654)
  • Machinery or Machinery Parts Mfg. construction, mining or materials handling type (56650)
  • Machinery or Machinery Parts Mfg. farm type (56651)
  • Machinery or Machinery Parts Mfg. industrial type (56652)
  • Machinery or Machinery Parts Mfg. metalworking (56653)
  • Magicians (42791)
  • Mail Box or Packaging Stores (15070)
  • Mail Order Houses (45901)
  • Mail Order or Online Drugstores (45900)
  • Mailing or Addressing Companies (45937)
  • Mailing Service (45937)
  • Maintenance Cyber Liability (99999)
  • Maintenance/Janitorial Employment Practices Liability (99999)
  • Male Review (43215)
  • Mall Kiosk (18434) Management Consultant (61224)
  • Management Consultant (42792)
  • Manufacturer - All Other - Employment Practices Liability (99999)
  • Manufacturer (non-IT) Cyber Liability (99999)
  • Manufacturers’ Representatives (45993)
  • Marathons and Half Marathons (39078)
  • Mardi Gras Party (39083)
  • Market Research (42793)
  • Marketing and Promotional Items Distributors (12362)
  • Marketing Consultant (42792)
  • Marketing Consultant (61224)
  • Markets (39063)
  • Markets not open air (lessor’s risk only) Not-For-Profit only (15120)
  • Markets not open air (lessor’s risk only) Other than Not-For-Profit (15119)
  • Markets open air (lessor’s risk only) Not-For-Profit only (15124)
  • Markets open air (lessor’s risk only) Other than Not-For-Profit (15123)
  • Masonry (97447)
  • Massage Cyber Liability (99999)
  • Massage Parlors (42022)
  • Massage Therapists (42018)
  • Massage Training (47474)
  • Mattress or Box Spring Mfg. (56699) Mausoleums - Not-For-Profit only (46005)
  • Mausoleums - Other than Not-For-Profit (46004)
  • Meal Preparation Store - no cooking on premises (13674)
  • Meal Preparation Store - with cooking on premises (13675)
  • Meat, Fish, Poultry or Seafood curing (56758)
  • Meat, Fish, Poultry or Seafood distributors (15223)
  • Meat, Fish, Poultry or Seafood Processing in airtight containers (56759)
  • Meat, Fish, Poultry or Seafood Processing not in airtight containers (56760)
  • Meat, Fish, Poultry or Seafood Stores (15224)
  • Media Mfg. - pre-recorded (58627)
  • Media Professional (73481)
  • Mediator (42793)
  • Medical Claims Processing/Transcriptionist (42793)
  • Medical Conference (39033) 
  • Medical Offices (66561)
  • Medical, Dental, Hospital or Surgical Equipment or Supplies Mfg. expendable (56805)
  • Medical, Hospital & Surgical Equipment & Supplies rented to others (15300)
  • Medical, Hospital & Surgical Supply Stores (15314)
  • Medical/Nursing Training (67512)
  • Medical Transcript Service (61224)
  • Meetings and Seminars (39064)
  • Membership Organization Directors & Officers (99999)
  • Memorabilia Exhibit (39042)
  • Memorial Service (39075)
  • Men’s and Boy’s Clothing and Accessories Home Based Sales (42792)
  • Mercantile - Multiple Occupancy with 0564 Occupant (0582)
  • Mercantile - Multiple Occupancy without 0564 Occupant (0581)
  • Mercantile - Sole Occupancy Only - Alcoholic Beverages other than Bars (0531)
  • Mercantile - Sole Occupancy Only - Baking on Premises, No Delivery to Outlets (0533)
  • Mercantile - Sole Occupancy Only - Bars and Taverns (0541)
  • Mercantile - Sole Occupancy Only - Boat and Marine Supply Dealers (0561)
  • Mercantile - Sole Occupancy Only - Drugs (0562)
  • Mercantile - Sole Occupancy Only - Electrical Goods, Hardware and Machinery (0563)
  • Mercantile - Sole Occupancy Only - Food Products with Limited Cooking, Excluding Bakeries (0534)
  • Mercantile - Sole Occupancy Only - Food Products, Retail Bakeries, Beverages other than Alcoholic (0532)
  • Mercantile - Sole Occupancy Only - Furniture and Home Furnishings other than Appliances (0564)
  • Mercantile - Sole Occupancy Only - Jewelry (0565)
  • Mercantile - Sole Occupancy Only - Motor Vehicles, No Repair (0550)
  • Mercantile - Sole Occupancy Only - Not Otherwise Classified - High Susceptibility (0570)
  • Mercantile - Sole Occupancy Only - Not Otherwise Classified - Low Susceptibility (0511)
  • Mercantile - Sole Occupancy Only - Not Otherwise Classified - Moderate Susceptibility (0567)
  • Mercantile - Sole Occupancy Only - Restaurants with Limited Cooking (0545)
  • Mercantile - Sole Occupancy Only - Sporting Goods (0566) 
  • Mercantile - Sole Occupancy Only - Tire, Battery and Accessory Dealers without Tire Recapping and Vulcanizing (0512)
  • Mercantile - Sole Occupancy Only - Wearing Apparel, Textiles, Shoes (0520)
  • Metal Dealers or Distributors nonstructural (15404)
  • Metal Dealers or Distributors structural (15405)
  • Metal Erection decorative or artistic (97650)
  • Metal Erection frame structures iron work on outside of buildings (97651)
  • Metal Erection in the construction of dwellings not exceeding 2 stories in height (97652)
  • Metal Erection nonstructural (97653)
  • Metal Erection steel lock gates, gasholders, standpipes, water towers, smokestacks, tanks, silos, prison cells, fire or burglarproof vaults (97654)
  • Metal Erection structural (97655)
  • Metal Foil Mfg. (56910)
  • Metal Goods Mfg. (56911)
  • Metal Goods Mfg. - stamping - not signs (56912)
  • Metal Heat Processing (56913)
  • Metal Scrap Dealers (15406) Metal Works shop decorative or artistic (59914)
  • Metal Works shop structural load bearing (56915)
  • Metal Works shop structural not load bearing (56916)
  • Mica Goods Mfg. (56980)
  • Milk Depots or Dealers (57001)
  • Milk Processing (57002) Mill Yards (1700)
  • Mimes (43215)
  • Mining surface (98003)
  • Ministry Organization Directors & Officers (99999)
  • Miscellaneous Products Storage - (Other Than Retail or Wholesale or Cold Storage) (1213)
  • Miscellaneous Services (46200)
  • Miscellaneous Tools (9001)
  • MMA (Mixed Martial Arts) Event/Tournament (39001)
  • Mobile Home Mfg. (57090)
  • Mobile Home Parks or Courts (46202)
  • Mobile Home Sales Agencies (15488) Mobile Truck Vendor - Food (11168)
  • Mobile Truck Vendor - Food (18434)
  • Model (42793)
  • Model Homes (46362)
  • Model Homes - Temporary exhibit (39066)
  • Modular Units Mfg. (57146)
  • Monogramming (185087)
  • Moon Bounce (40043) Mortgage Brokers (61223)
  • Mortgage Field Inspection (42792)
  • Mortgage Companies Employment Practices Liability (99999)
  • Motels and Hotels with Limited Cooking Restaurant - 11 to 30 Units (0743)
  • Motels and Hotels with Limited Cooking Restaurant - Over 30 Units (0744)
  • Motels and Hotels with Limited Cooking Restaurant - Up to 10 Units (0742)
  • Motels and Hotels without Cooking - 11-30 Units (0746)
  • Motels and Hotels without Cooking - Over 30 Units (0747)
  • Motels and Hotels without Cooking - Up to 10 Units (0745)
  • Motion Picture Studios (0831)
  • Motion Pictures development of negatives, printing and all subsequent operations (98090)
  • Motion Pictures film distribution or exchanges not located at motion picture studios (98091)
  • Motion Pictures production studios or outside all operations prior to the development of negatives (98092)
  • Motor Cross (39006)
  • Motorcycle, Moped or Motor Scooter Mfg. (57202)
  • Motor Vehicle and Aircraft Repair, with or without Sales (0933)
  • Motorcycle Run (39069)
  • Motorcycle or Race Car On-Road Competition (39006)
  • Movie Night (39069)
  • Movie Screening (39069)
  • MRI/Imaging (99999)
  • Museum Directors & Officers (99999)
  • Museums Not-For-Profit only (46427)
  • Museums Other than Not-For-Profit (46426)
  • Museums, Libraries, Art Galleries (Non-Profit) (1051)
  • Music Festivals - Competitions (39067)
  • Music Instruction (47474)
  • Music Stores - Pre-Recorded (16676)
  • Musical Instrument Mfg. (57257)
  • Musical Instrument Sales/Repair (42792)
  • Musical Instrument Stores (15538)
  • Musicals (39068)
  • Nail Salons (15600)
  • Nails or Spikes Mfg. (57401)
  • Needles, Pins or Tacks Mfg. (57403)
  • Nephrologist (99999)
  • Net Mfg. other than safety nets (57410)
  • Net Mfg. - safety nets (57411)
  • Neurologist (99999)
  • New Year’s Eve Party (39083)
  • Newspaper/Magazine/Book Delivery (15607)
  • Newspaper or Magazine Distributors (15607)
  • Newsstands (15608)
  • Nightclubs, Cabarets & Comedy Clubs (15656)
  • Notary (61224)
  • Notary Public (42793)
  • Nurse (99999)
  • Nursery garden (15699)
  • Nursing and Convalescent Homes (0852 - property only)
  • Nursing Home/Home Health Care Providers Employment Practices Liability (99999) 
  • OB-GYN and/or Fertility Clinics (76210)
  • Occupational Therapist (99999)
  • Office Machine and Supplies Distributor (12362)
  • Office Machines Mfg. (57572)
  • Office Machines or Appliances installation, inspection, adjustment or repair (98111)
  • Office Machines or Appliances - retail - no repair (18437)
  • Office Machines or Appliances - Wholesaler- no repair (12362)
  • Office Supplies Vendor (42792)
  • Oktoberfest (39046)
  • Oncologist (99999)
  • Open House (39056)
  • Open Mic Night (39029)
  • Opera Concert (39028) Ophthalmologist (99999)
  • Optical Goods - Distributors (12362)
  • Optometrist (76212)
  • Orchestra Concert (39028)
  • Optical Goods Mfg. (57600)
  • Optical Goods Stores (15839)
  • Optician (99999)
  • Optometrist (76212) 
  • Orthopedic, Ambulation or Prosthetic Devices Mfg. (57625)
  • Orthopedist (99999)
  • Outings (39069)
  • Overnight Trips Exposure (49891)
  • Owner Occupied Condo Unit - Personal Lines (60685)
  • Owners & Contractors Protective Liability (16292) Packing Houses (57651)
  • Paint, Varnish, Shellac or Lacquer Mfg. (57690)
  • Paint, Wallpaper or Wallcovering Stores (15991)
  • Painting - exterior - buildings or structures (With Spray Painting) EZ-Rate (80000)
  • Painting exterior buildings or structures exceeding 3 stories in height (98303)
  • Painting exterior buildings or structures 3 stories or less in height (98304)
  • Painting interior buildings or structures (98305)
  • Painting shop only (98308)
  • Painting steel structures or bridges (98309)
  • Painting, Picture or Frame Stores (15993)
  • Paper and Stationary Products Distributors (16005)
  • Paper Goods Mfg. (57725)
  • Paper Mfg. (57726)
  • Pastoral Professional Liability (72991)
  • Pattern Mfg. - metal (57808)
  • Pattern Mfg. - other (57809)
  • Pattern Mfg. - paper (57810)
  • Paper Products Distributors (16005)
  • Paper, Rag, or Rubber Stock Dealers and Distributors - secondhand (16009)
  • Paperhanging (98344)
  • Parades (39070)
  • Paralegal (42793) Paralegal Training (67512) Parking private (46622)
  • Parking public not open air (46603) Parking public open air (46604)
  • Parking public shopping centers maintained by lessee (lessor’s risk only) (46606)
  • Parking public shopping centers maintained by the insured (lessor’s risk only) (46607)
  • Parks or Playgrounds (46671) Pathologist (99999)
  • Pawn Shop (18439)
  • Pediatrician (99999)
  • Pediatrics (MP-GL) (76213)
  • Pencil, Pen, Crayon or Chalk Mfg. (57871)
  • Performing Arts Organization Directors & Officers (99999)
  • Periodical Distributors (15607)
  • Personal Care Products Home Based Sales (42792)
  • Personal Fitness Trainer (47474)
  • Personal Liability (99998)
  • Personal Umbrella (73491)
  • Personal Trainer (47474)
  • Personalized Books and Gifts Home Based Sales (42793)
  • Pest Control Services (43470)
  • Pet & Pet Supplies Distributors (12362)
  • Pet Food Mfg. (57913)
  • Pet Grooming (16402)
  • Pet Stores (16403)
  • Pet Training (16404)
  • Petting Zoo (Based on Gross Sales) (49901)
  • Photo Finishing Laboratories (57997)
  • Photographers (16471)
  • Photographic Equipment Mfg. (57998)
  • Photographic Supplies Mfg. (57999)
  • Photography Insturction (47474)
  • Physical Therapist (44439)
  • Piano Tuning (98405)
  • Picnic Grounds commercially operated (46773)
  • Picnics (39071)
  • Pig Roasts (39072)
  • Pilates / Yoga Studio (44311)
  • Pile Driving building foundation only (98413)
  • Pile Driving other (98414)
  • Pipes Mfg. tobacco (58020)
  • Pipes or Tubes Mfg. - metal (58009)
  • Pipes or Tubes Mfg. - plastic (58010)
  • Plastering or Stucco Work (98449)
  • Plastic Mfg. raw material (58056)
  • Plastic or Rubber Goods Mfg. - household (58057)
  • Plastic or Rubber Goods Mfg. - other than household (58058)
  • Plastic or Rubber Supply Goods Distributors (16501)
  • Plate Spinners (43215)
  • Play Center - Non-active (10015)
  • Play Performance (39068)
  • Playground - Condo/Homeowner Program (46672)
  • Plumber Cyber Liability (99999)
  • Plumber Employment Practices Liability (99999)
  • Plumbing commercial & industrial (98482)  Plumbing Fixtures Mfg. (58095)
  • Plumbing residential or domestic (98483)
  • Plumbing Supplies & Fixtures Dealers & Distributors (16527)
  • Plumbing Supplies Mfg. (58096)
  • Plywood, Veneer or Veneer Products Mfg. other (58301)
  • Poets (43215)
  • Podiatrist (76215)
  • Political Campaign Headquarters or Offices (46822)
  • Poker/Gambling Instruction (67512)
  • Poker Run (39069)
  • Political Campaign/Events (no rally) (39061)
  • Portable Toilet Rental (19061) Prefabricated Building Erection (98502)
  • Prefabricated Building Mfg. (58397)
  • Prepaid Calling Card Vendor (Excluding Sales from Vending Machines) (42792)
  • Print Broker (42793)
  • Printer (42793)
  • Printer/Publisher Employment Practices Liability (99999)
  • Printers or Electrotypers Supplies distributors (16588)
  • Printers Supplies Distributors (16588)
  • Printing (4809)
  • Printing Not-For-Profit only (58409)
  • Printing Other than Not-For-Profit (58408)
  • Prize Indemnification (9004)
  • Produce Handling or Packing (16604)
  • Professional & Trade Associations no buildings or premises owned or leased except as offices Other than Not-For-Profit (46881)
  • Professional (73480)
  • Professional Convention/Trade Show (39033)
  • Professional Organizer (42793)
  • Professional Speaker (42793)
  • Project Graduation/Lock-in (39069)
  • Property Management Companies Employment Practices Liability (99999)
  • Property Manager Cyber Liability (99999)
  • Property Owner Association Directors & Officers (99999)
  • Property Preservation Contractors (98503)
  • Psychics/Mediums (43215)
  • Psychologists/ Psychiatrist (76216)
  • Public Speaker (43215)
  • Public Speaking Training (47474)
  • Publishers books or magazines Other than Not-For-Profit (58456)
  • Publishers newspapers Other than Not-For-Profit (58458)
  • Pumpkin Patch (10024)
  • Pumps or Compressors Mfg. (58532)
  • Puppet Shows (43215)
  • Quarries (98555)
  • Quinceanera (39083)
  • R&B Concert (39029)
  • Race Tracks motorized vehicles operators (46911) Racing sponsor’s risk only (46916)
  • Racquet Sports & Handball Facilities commercially operated (16670)
  • Radio or TV Broadcasting Stations Not-For-Profit only (98598)
  • Radio or TV Broadcasting Stations Other than Not-For-Profit (98597) Radiologist (99999)
  • Reggae Concert (39029)
  • Razor or Razor Blades Mfg. (58575)
  • Reading Instruction (47474)
  • Real Estate Agencies Employment Practices Liability (99999)
  • Real Estate Agency Cyber Liability (99999)
  • Real Estate Agents (47050) Real Estate Agents Errors and Omissions (73446)
  • Real Estate Consultant (61224)
  • Real Estate Development Property (47051)
  • Real Estate Property Managed (47052)
  • Real Estate - Training Agents Only (47474)
  • Recitals (39073)
  • Recording Studios (47103)
  • ​Recreation/Membership Organization - All Other - Employment Practices Liability (99999)
  • Recreational Facilities, Not Otherwise Classified (0844)
  • Recreational Vehicle Dealers (16694)
  • Recycling Collection Centers Not-For-Profit only (47147)
  • Recycling Collection Centers Other than Not-For-Profit (47146)
  • Refrigeration Equipment Dealers & Distributors only commercial (16705)
  • Refrigeration Equipment Mfg. (58663)
  • Refrigeration Systems or Equipment dealers and distributors and installation, servicing or repair commercial (98636)
  • Registered Agent (42793) Rehearsal Dinner (39083)
  • Religious Celebration (39075)
  • Religious Entity - Church, Synagogue, Temple - Directors & Officers (99999)
  • Religious Goods Home Based Sales (42792)
  • Religious Meetings (39075)
  • Remodelers (Excluding Roofing) (91313)
  • Rendering Works (58682)
  • Rent to Own Furniture Store Employment Practices Liability (99999)
  • Renal Care Agencies Employment Practices Liability (99999) Rental Stores (16722)
  1. Rental Stores machinery or equipment rented to others on a long-term basis (16723)
  • Residential Condominiums with Mercantile Occupancies - Over 30 Units (0343)
  • Residential Condominiums with Mercantile Occupancies - Up to 10 Units (0341) Residential Condominiums without Mercantile Occupancies - 11 to 30 Units (0332)
  • Residential Condominiums without Mercantile Occupancies - Over 30 Units (0333)
  • Residential Condominiums without Mercantile Occupancies - Up to 10 Units (0331)
  • Restaurant Cyber Liability (99999)
  • Restaurant - Fast Food - Employment Practices Liability (99999)
  • Restaurants - with no sale of alcoholic beverages - without dance floor (16814)
  • Restaurants - with sales of alcoholic beverages that are 75% or more of the total annual receipts of the restaurants - without dance floor (16818)
  • Restaurants - with sales of alcoholic beverages that are less than 75% of the total annual receipts of the restaurants - without dance floor (16816)
  • Restaurants operated by concessionaires Not-For-Profit only (16820)
  • Restaurants operated by concessionaires Other than Not-For-Profit (16819)
  • Restaurants with Cooking (0542)
  • Restaurants with no sale of alcoholic beverages with table service (16900)
  • Restaurants with no sale of alcoholic beverages without seating (16902) Restaurants with no sale of alcoholic beverages without table service with seating (16901)
  • Restaurants with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants with dance floor (16915)
  • Restaurants with sale of alcoholic beverages that are 30% or more of but less than 75% of the total annual receipts of the restaurants without dance floor (16916)
  • Restaurants with sale of alcoholic beverages that are 75% or more of total annual receipts of the restaurants - with tables - with dance floor: no table service (16921)
  • Restaurants with sale of alcoholic beverages that are 75% or more of total annual receipts of the restaurants - with tables - with dance floor: table service (16920)
  • Restaurants with sale of alcoholic beverages that are 75% or more of total annual receipts of the restaurants - with tables - without dance floor: no table service (16931)
  • Restaurants with sale of alcoholic beverages that are 75% or more of total annual receipts of the restaurants - with tables - without dance floor: table service (16930)
  • Restaurants with sale of alcoholic beverages that are 75% or more of total annual receipts of the restaurants with tables - bar service only (no tables): with dance floor (16940)
  • Restaurants with sale of alcoholic beverages that are 75% or more of total annual receipts of the restaurants with tables - bar service only (no tables): without dance floor (16941)
  • Restaurants with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants with table service (16910)
  • Restaurants with sale of alcoholic beverages that are less than 30% of the annual receipts of the restaurants without table service with seating (16911)
  • Resume Service (42793)
  • Retail Store - All Other - Employment Practices Liability (99999)
  • Retail Store Cyber Liability (99999)
  • Retail Toy Sales (18834)
  • Retirement Party (39083)
  • Revivals (No Faith Healing) (39076)
  • Rheumatologist (99999)
  • Rifle or Pistol Ranges (47254)
  • Rifle or Pistol Ranges indoor (47253)
  • Rodeo (Sponsor’s Risk only) (39077)
  • Roller Skating Party (39083)
  • Roofing commercial (98677)
  • Roofing residential (98678)
  • Rope Mfg. (58737)
  • Rubber Mfg. (58756)
  • Rubber Stamp Business Home Based Sales (42793)
  • Rubber Stamp Mfg. or Assembling (58759)
  • Rugby Tournament/Event (39051) Run/Fun Run/Race (39078)
  • Runathons (39078)
  • Running Event (5K, 8K, and 10K) (39078)
  • Saddles, Harnesses or Horses Furnishings Mfg. (58802)
  • Safes or Safe Vaults Mfg. (58813)
  • Sail Making (58822)
  • Sales/Distributors Employment Practices Liability (99999)
  • Sales or Service Organizations (47367)
  • Salt Mfg. (58840)
  • Salvage Operations removing, sorting, reconditioning and distributing of merchandise in damaged buildings (98699)
  • Sand or Gravel Digging (98710) Sandblasting (98705)
  • Saunas & Baths public (47420)
  • Saw Mills or Planing Mills (58873)
  • School - Montessori, Preschool, Kindergarten - Directors & Officers (99999)
  • School - Private School - K through High School - Directors & Officers (99999)
  • School Band Concert (39028)
  • Schools - All Other - Employment Practices Liability (99999)
  • Schools colleges, universities, junior colleges or college preparatory Not-For-Profit only (67509)
  • Schools colleges, universities, junior colleges or college preparatory Other than Not-For-Profit (67508)
  • Schools correspondence (47468)
  • Schools Not-For-Profit only (67513)
  • Schools Other than Not-For-Profit (67512)
  • Schools private elementary, kindergarten or junior high Not-For-Profit only (47476)
  • Schools private elementary, kindergarten or junior high Other than Not-For-Profit (47475) Schools private high Not-For-Profit only (47478)
  • Schools private high Other than Not-For-Profit (47477)
  • Schools public elementary, kindergarten or junior high (47471)
  • Schools trade or vocational (47474)
  • Schools, Academic (1052)
  • Science Fair (39040)
  • Scrapbooking Home Based Sales (42792)
  • Seasonal & Holiday Distributor (12362)
  • Seasonal Tent / Lot (11161) Secondhand or Salvage Dealers & Distributors (16881)
  • Secretarial/Admin. Assistant Training (47474)
  • Secretarial Service (42793)
  • Security & Patrol Agencies (98751)
  • Security Guard Firm Cyber Liability (99999)
  • Security Guard Services - All Other - Employment Practices Liability (99999)
  • Seed Merchants excluding erroneous delivery, error in mixture and germination failure (16890)
  • Self-Service Laundries and Dry Cleaners (0913)
  • Seminar/Workshop (39064)
  • Septic Tank Systems cleaning (98805)
  • Septic Tank Systems installation, servicing or repair (98806)
  • Service Occupancies, other than Light Hazard (0922)
  • Sewage Disposal Plant operations (98810)
  • Sewer Cleaning (98813)
  • Sewer Mains or Connections Construction (98820)
  • Sewing Machines Mfg. - commercial (58903)
  • Sewing Machines Mfg. - household (58904)
  • Sheet Metal Work outside (98884)
  • Sheet Metal Work shop only (58922)
  • Sheltered Vocational Workshops (overnight) - Not-for-Profit Incidental (47474)
  • Shelters, Mission, Settlement or Halfway House Not Church or Office Building (67017)
  • Shipping/Mailing Company Cyber Liability (99999)
  • Shoe Repair Shops (18109)
  • Shoe Stores (18110)
  • Shoe, Boot or Slipper Mfg. (59005)
  • Shooting Competitions (NRA approved) (39079)
  • Shopping Centers buildings, or premises not occupied by the insured (lessor’s risk only) (67635)
  • Shopping Centers indoor malls buildings, or premises not occupied by the insured (lessor’s risk only) (67634)
  • Siding Installation (98967)
  • Sightseeing Cruise (39069)
  • Sign Erection, Installation or Repair (98993)
  • Sign Mfg. electrical (59057)
  • Sign Mfg. other than electrical (59058)
  • Sign Painting or Lettering inside of buildings (99003)
  • Sign Painting or Lettering on buildings or structures (99004)
  • Singing Telegrams (43215)
  • Silent Auction (39005) Sleep Disorders Center (76217)
  • Skating (Ice & Speed) Tournament/Event (39083)
  • Skating Events (39080)
  • Skating Rinks - Roller Rinks (834)
  • Skating Rinks ice (48177)
  • Skating Rinks roller (48178)
  • Skeet Shooting or Trap Shooting Ranges (48206) Sketching (43215)
  • Soap Box Derbies (39081)
  • Soap Mfg. (59223)
  • Soccer Games (39082)
  • Soccer Tournament (39082)
  • Social Gatherings & Meetings on premises not owned or operated by the insured Not-For-Profit only (48558)
  • Social Gatherings & Meetings on premises not owned or operated by the insured Other than Not-For-Profit (48557)
  • Social Gatherings and Meetings (39083)
  • Social Service Directors & Officers (99999)
  • Social Services Consulting Services only operated by the Private Sector (48600)
  • Softball Games (39084)
  • Softball Tournament (39084)
  • Solar Energy Contractors (99080)
  • Soloists (43215)
  • Spas or Personal Enhancement Facilities (18200)
  • Spas, Hot tubs - Condo/Homeowner Program (48927)
  • Special Event Host Liquor Special Event Liquor Liability (58168)
  • Special Needs Children - Child Care (41718)
  • Sponge Processing (59257)
  • Sport Courts (46671)
  • Sport Programs (Youth NOC) (39085)
  • Sporting Goods or Athletic Equipment Distributors (18205)
  • Sporting Goods or Athletic Equipment Mfg. (59306)
  • Sporting Goods or Athletic Equipment Stores (18206)
  • St. Patrick’s Day Party - No Parade Exposure (39083)
  • Stables boarding, livery or racing (99111)
  • Stadiums operated by insured Other than Not-For-Profit (48637)
  • Stand-Up Paddle Board Instructions (67515)
  • Stationary or Paper Products Distributors (12362)
  • Stationery or Paper Products Stores (18335)
  • Statistical Consultant (61224)
  • Steel Wool or Wire Wool Mfg. (59378)
  • Stilt Walkers (43215)
  • Stockyards (48636)
  • Stone Crushing (59481)
  • Stone Cutting or Polishing (59482)
  • Store Push Cart (18434)
  • Stores food or drink Not-For-Profit only (18436)
  • Stores food or drink Other than Not-For-Profit (18435)
  • Stores no food or drink Not-For-Profit only (18438)
  • Stores no food or drink Other than Not-For-Profit (18437)
  • Storytellers (43215) Street Cleaning (99303)
  • Street or Road Construction or Reconstruction (99315)
  • Street or Road Paving or Repaving, Surfacing or Resurfacing or Scraping (99321)
  • Streets & Roads- Condo/Homeowner Program (48726)
  • Streets, Roads, Highways or Bridges existence and maintenance hazard only (48727)
  • Substance Abuse Center Directors & Officers (99999)
  • Sun Tanning Salons (48808)
  • Supermarket/Grocery Store Cyber Liability (99999)
  • Supermarkets (18501) Supermarkets Employment Practices Liability (99999)
  • Surfing Competition/Tournament (39086)
  • Surgeon - All Other (76221)
  • Surgeon - Oral / Maxillofacial (MP-GL) (76218)
  • Surgeon - Plastic (Cosmetic / Aesthetic) (MP-GL) (76219)
  • Surgeon - Plastic (Reconstruction) (MP-GL) (76220)
  • Surveyors land not engaged in actual construction (99471)
  • Swim Club Directors & Officers (99999)
  • Swim Meet/Competition (39087)
  • Swimming & Wading Pools - Condo/Homeowner Program (48926) Swimming Pool (90521)
  • Swimming Pool Servicing (99505)
  • Swimming Pool Servicing (No repair or Lifeguard Duties) (99504)
  • Swimming Pool w/Dwelling (48923)
  • Swimming Pools (48925)
  • Swimming Pools commercially operated (48924)
  • Swimming Pools installation, servicing or repair above ground (99506) 
  • Swimming Pools installation, servicing or repair below ground (99507)
  • Swimming Tournaments (39087)
  • Symphony (39028)
  • Syrups or Molasses refining, blending or mfg. (59647)
  • Tailgate Party (39083)
  • Tailor Merchants men or boys (18506)
  • Tailor Instruction (47474)
  • Tailoring, Alterations, Seamstress (18507) Tailoring or Dressmaking Establishments custom (18507)
  • Talent Show (39068)
  • Tanning Salon based on units (48809)
  • Tattoo & Body Piercing Parlors (18571)
  • Tattoo Parlors (18570)
  • Tax Preparer (42793)
  • Taxicab Companies (68001)
  • Taxicab Company (per vehicle) (68002)
  • Taxidermists (49005)
  • Teacher/Tutor (Except Sports, Physical Education, Industrial or Martial Arts) (97512)
  • Telecommunication Consultant (61224)
  • Telecommunication Equipment Mfg. (59695) Telecommunication Equipment Providers (18575)
  • Telecommunication Service Providers (99600)
  • Telecommunication Towers (49305)
  • Telegraph Companies (99614)
  • Telemarketing Cyber Liability (99999)
  • Telemarketing Office (61223)
  • Telemarketing, Telephone Solicitation (42793)
  • Telephone, Telegraph or Cable Television Line Construction (99613) Teleproduction Studios (99620)
  • Television or Radio Receiving Set Installation or Repair (99650)
  • Television Picture Tube Mfg. (59701)
  • Temporary Employment Agency Employment Practices Liability (99999)
  • Tennis Club Directors & Officers (99999)
  • Tennis Tournament (39011)
  • ​Tent or Canopy Mfg. (59713)
  • Tent or Canvas Goods erection, removal or repair away from shop (99709)
  • Tents or Canopies loaned or rented to others (49111)
  • Textile Bleaching, Dyeing, Mercerizing, Printing, Finishing or Silk Screening new goods (59722)
  • Textile Coating or Impregnating (59723)
  • Textile Mfg. impregnated or coated (59724)
  • Textile Mill Products (2800)
  • Textile Products Mfg. fabricated (59725)
  • Textile Spinning, Weaving or Knitting Mills (59726)
  • Theater Performance (39068)
  • Theaters Excluding Drive-ins (0832)
  • Theaters motion pictures (49183)
  • Theaters Not-For-Profit only (49185)
  • Theaters Other than Not-For-Profit only (49184)
  • Theatrical Companies traveling (99718)
  • Theatrical Performance (39068)
  • Thrift Store - Clothing Only - Used Items Only - Other than Not-For-Profit (16882)
  • Thrift Store - Furniture - Other than Not-For-Profit (16882)
  • Thrift Store - Merchandise other than clothing or furniture - OTNFP (16882)
  • Thrift Stores (16882)
  • Ticket Agent (68439)
  • Tie, Post or Pole Yard (59738)
  • Tile, Stone, Marble, Mosaic or Terrazzo Work interior construction (99746)
  • Tire Dealers (18616)
  • Tire Recapping and Vulcanizing, with or without Sales (0934)
  • Title Agent (45334)
  • Tobacco Products Distributors (18707)
  • Tobacco Products Stores (18708)
  • Toner Cartridge Recharging (42791)
  • Tool Mfg. accessories (59781)
  • Tool Mfg. hand type not powered (59782)
  • Tool Mfg. hand type powered (59783)
  • Townhouses or Similar Associations (association risk only) (68500)
  • Toxicologist (99999)
  • Toy Distributors (18833)
  • Toy Drive (39083)
  • Toy Stores (18834)
  • Toys and Games Distributor (12362)
  • Toys or Games Mfg. (59790)
  • Track and Field Meets (39088) Tractor Pull (39006)
  • Trailer Dealers (19795)
  • Trailers Mfg. (59798) 
  • Training Specialist/Seminar Conductor (42793)
  • Transcribing/Court Reporter (42793)
  • Translator (42793)
  • Transportation/Trucking - All Other - Employment Practices Liability (99999)
  • Transportation/Trucking Cyber Liability (99999)
  • Travel Agency Employment Practices Liability (99999)
  • Travel Agency Tours (49333)
  • Travel Agent (42793)
  • Travel Agent Cyber Liability (99999)
  • Tree Pruning, Dusting, Spraying, Repairing, Trimming or Fumigating (99777)
  • Triathlon (39078)
  • Trivia Hosts (43215)
  • Trivia Night (39069) Trophy Sales Home Based Sales (42792)
  • Truck Mfg. Or Assembling (59806)
  • Truck Show (39006)
  • Truckers (99793)
  • Truckers (per truck) (99792)
  • Turkey Shoots (39089) TV/VCR Repair (99650)
  • Twine or Cordage Mfg. (59886) 
  • Umbrella (73490) Umbrella or Cane Mfg. (59889)
  • Upholstering (99826)
  • Upholstering shop only (99827)
  • Urologist (99999) 
  • Vacant (8998) Vacant Buildings (68603)
  • Vacant Buildings factories (68604)
  • Vacant Buildings not factories Not-For-Profit only (68607)
  • Vacant Buildings not factories Other than Not-For-Profit (68606)
  • Vacant Condominium Unit (68607)
  • Vacant Dwelling - Personal Lines (68606)
  • Vacant Land Not-For-Profit only (49452)
  • Vacant Land Other than Not-For-Profit (49451)
  • Valves Mfg. (59892)
  • Variety Stores Not-For-Profit only (18912)
  • Variety Stores Other than Not-For-Profit (18911)
  • Vegetable and Fruit Packing (16604)
  • Vegetable Oil Mfg. (59905)
  • Vending Machine Operations (49619)
  • Vending Machine Operations confection, food, beverage or ice (49617)
  • Vending Machine Mfg. (59915)
  • Vending Machine Operations tobacco products (49618)
  • Venetian Blinds Mfg. or Assembling (59917)
  • Ventriloquists (43215)
  • Veterinarian or Veterinary Hospitals (99851)
  • Veterinarian Cyber Liability (99999)
  • Veterinary Clinics Employment Practices Liability (99999)
  • Video and Music Sales/Rental (42792)
  • Video Stores (18920)
  • Videotaping, Dubbing, Editing (42792)
  • Vinyl/Leather Repair (42792)
  • Virtual Reality Games (10015)
  • Visitors/Tourist Bureau Directors & Officers (99999)
  • Volleyball Tournament (39013) Voting/Election Events (no rally) (39064) 
  • Waiver of Subrogation (49952)
  • Walkathons (39090)
  • Warehouse cold individual storage lockers (49763)
  • Warehouses (99938)
  • Warehouses mini-warehouses (18991)
  • Warehouses occupied by multiple interests (lessor’s risk only) (68702)
  • Warehouses occupied by single interest (lessor’s risk only) (68703)
  • Warehouses private Not-For-Profit only (68707)
  • Warehouses private Other than Not-For-Profit (68706) Washing Machines, Dryers or Ironers coin meter type (19007)
  • ​Waste and Reclaimed Materials Including Yards (1400)
  • Watch or Watch Case Mfg. (59923)
  • Water Bottling in siphons (59925)
  • Water Bottling spring or well not sparkling or carbonated (59926)
  • Water Bottling spring or well sparkling or carbonated (59927)
  • Water Companies (99943)
  • Water Mains or Connections Construction (99946)
  • Water Softening Equipment installation, servicing or repair (99948) 
Available coverages and markets may vary dependent upon risk characteristics.

A Robert J Russell Companies Website